At Equitable Group, we have clear, well-defined strategies to deliver substantial shareholder value.

Equitable emphasizes a strict, disciplined approach to mortgage financing, concentrating on sound risk selection. All loans are secured by a first mortgage and no uninsured mortgages exceed 75% of the value of independent third party property appraisals. Equitable has clearly defined underwriting parameters that it adheres to in its mortgage approval process.

The Company’s underwriting approach places an emphasis on security evaluation and focuses on the borrower’s practical likelihood of going into default. This underwriting approach is fact specific and flexible rather than being based upon rigid, uniform rules that are applied regardless of the surrounding circumstances. As a result, Equitable Trust can underwrite mortgages on favourable terms in situations where conventional lenders would typically decline to do so.